Legal Compliance & Risk Disclosure

Last updated: July 2026

Investment Risk Disclosure

finora funds, Inc offers exposure to a diversified range of real-asset and alternative sectors, including oil & gas, renewable and thermal energy, agriculture, medical cannabis, precious metals, gold-backed currencies, and real estate. Investments across these sectors involve substantial risk and are not suitable for all investors. You could lose some or all of your invested capital. Past performance is not indicative of future results, and no specific rate of return is guaranteed.

Markets across these sectors are influenced by factors including commodity price fluctuations (e.g. crude oil, natural gas, precious metals), currency and interest-rate movements, geopolitical events, changing regulations, technological shifts, climate policy, and — where applicable — local land-use, environmental, and agricultural conditions.

Key Risk Factors

• Market & Commodity Risk — prices for oil, natural gas, electricity, metals, and agricultural commodities can move sharply based on global supply and demand, geopolitics, and macroeconomic conditions.
• Regulatory & Policy Risk — energy, environmental, cannabis, and financial regulations vary by jurisdiction and can change, potentially affecting project economics, permitting, and timelines.
• Operational & Execution Risk — exploration, drilling, renewable project development, farming operations, and real-estate development each carry technical, construction, and management risk.
• Environmental & Climate Risk — transition risk and physical climate impacts (e.g. drought, extreme weather) can affect underlying assets and returns.
• Liquidity Risk — real-asset and private investment plans may have limited liquidity and defined holding periods before capital becomes withdrawable.
• Concentration Risk — while the platform spans multiple sectors, individual plans may concentrate exposure in a single sector, amplifying industry-specific risk.
• Sector-Specific Risk — precious metals and gold-backed instruments carry commodity-price risk; medical cannabis carries regulatory risk that varies significantly by jurisdiction; agriculture carries weather and yield risk; real estate carries local market and interest-rate risk.

General Disclosures

This website and its content are for informational purposes only and do not constitute investment advice, a recommendation, or an offer to buy or sell securities or any other financial instrument. All investments involve risk, including the potential loss of principal. Prospective investors should carefully review all offering and account documentation and consult qualified professionals before committing capital.

Performance figures, projections, or illustrative examples referenced anywhere on this site (including calculators) are hypothetical or for illustration only and are not guarantees of future results. Investment plan availability, minimums, and terms are set out on the Investment Plans page and your account dashboard, and are subject to change.

finora funds, Inc does not claim registration as an investment adviser or broker-dealer with any securities regulator unless separately and expressly disclosed to you in your account documentation. Where a specific offering requires investors to be accredited or otherwise qualified under applicable law, eligibility will be confirmed as part of onboarding.

Terms Summary

No warranties. This site and its content are provided "as is." We disclaim all warranties, express or implied, including as to the accuracy, completeness, or timeliness of any information presented.

Limitation of liability. To the fullest extent permitted by applicable law, finora funds, Inc and its affiliates are not liable for damages arising from your use of this site or reliance on its content.

Prohibited conduct. You agree not to use this site for any unlawful purpose, to transmit harmful code, or to attempt unauthorized access to our systems or other users' accounts.

Governing law. These terms are intended to be interpreted under the law of the jurisdiction in which finora funds, Inc operates, without regard to conflict-of-laws principles, unless a specific agreement with you states otherwise.

Questions

If you have questions about this disclosure, please contact us before making any investment decision.